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& See Your Credit Score
Check Your Credit Rating Now & See Your Credit Score

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Over 20% Of Aussies Are Affected By A Low Credit Score - Are You?
Over 20% of Aussies Are Affected By A Low Credit Score - Are You?
Get A Copy Of Your Credit Score And See What Lenders See About You
Get A Copy Of Your Credit Score and See What Lenders See About You

Why Check Your Credit Report?

Why Check Your 
Credit Report?

Like it or not, banks, lenders, phone companies and electricity providers share a persons financial information with each other.

All of this information is held in a database known as a Credit Report. 

Everyone who has ever applied for a loan, credit card, a lease, mobile phone contract or any other type of finance has a Credit Report.

In this Credit Report there is a three or four digit number that banks use to approve a loan...it's called a Credit Score.

For example and as a rule of thumb, if the Credit Score is above 950 (and the applicant meets all their other criteria) the loan is approved at the best rate, if it's below that then the loan will be declined OR the lender will charge a higher interest rate.

The higher the credit score, the lower the interest rate. Which is why you need to check it.

Even One Missed Payment Could
Affect Someones Credit Score
For Between 2 And 5 Years

Even One Missed Payment Could Affect Someones Credit Score For Between 2 and 5 Years

It doesn't matter if someone is a nice person or if they pay most of their bills on time...

One simple slip up could reduce someones Credit Score and cost thousands.

What type of things can affect someone's Credit Score?

❌ Moving address
❌ Switching banks or credit cards
❌ Changing phone numbers
❌ Changing email address
❌ Changing jobs
❌ Travelling overseas
❌ Debt collector chasing for payment
❌ Unpaid Tolls
❌ Applying for finance or credit
❌ Or just forgetting to pay a bill

The worst part? This information can negatively affect someones Credit Score and Credit Report for up to 5 years!

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*Past outcomes that others have experienced as a result of engaging us is not necessarily indicative of future results (as each case is different). 

Loan approval subject to lender's credit criteria.